Don't feel bad, we are here to help. If you start with a lengthwise rip, the ripped side should usually go inside an undersill trim. The undersill trim caps the ripped edge so it lays flat and doesn't ripple. It's the same piece you would put under a window... hence the name "undersill". (But it's also used over the top of windows, doors, on your very top row at the soffit, etc.) Whether or not you put the finish trim (another name for an undersill trim) inside a j channel is up to you. Some guys do it because undersill doesn't always lay the flattest, it can get wavy, and it just makes it look a little better / more uniform.
But depending on where your rip is, you sometimes need to put your j channel on, put a thin 1 1/2" wide rip of 1/4" fanfold foam in the j channel, then put your undersill on top of that, in order to shim the bottom edge of your siding out the right amount... so that it lays nice and level with the rest of the siding.
Another option that works well is to use a utility j, which is just like a j channel with an undersill inside it, but with a utility J you have your choice of 2 slots to put the siding in... front slot or back slot. It makes using an undersill trim unnecessary... and typically you can skip the shimming if you pick the right slot. A utility j allows you to use just one piece instead of two. All these vinyl accessory pieces come in the same color as your siding.