Gentlemen (I'm assuming), thank you for your comments.
More info: Altitude 5000ft
Temp: 81F
Time: 3pm MDT
Subdivision Construction: 1990-1995
Windows: 48h x 28w Dual pane air gap (est) 3/8" Windows are in shade.
#1: facing East
Deflection outer pane (center): concave 1/8"
Deflection outer pane (bottom): concave 1/16"
Deflection inner pane (center): concave 3/16"
#2: facing South
Deflection outer pane (center): concave 3/16"
Deflection outer pane (bottom): concave 1/16"
Deflection inner pane (center): concave 3/16"
Measurements taken from 24" horizontal straight edge centered between left and right pane edges. The visual cue that the panes are touching is a prismatic effect at the point of presumed contact (like an oily sheen on water). This effect is seen today to same degree as when the outside temperature was below zero and a 1/4" layer of ice had formed at the center of the inside pane. No fogging has occurred.
I found this from a search for "high altitude installation" (thank you for that):
http://www.cardinalcorp.com/data/pdf/residential-brochure.pdf (page 43) which describes the effect, but does not explain it, merely how to build for it.
However, this report:
http://www.fenzi-na.com/pdf_docs/Ka...mplodding%20-%20US%20Glass%20April%201999.pdf does describe the effect and the probable cause.
I am satisfied.
Thanks to all who joined in this conversation.