[abennett0695]

Greetings! I am an independent insurance adjuster. I just inspected a 1976 manufactured home on a claim where the particle board underlayment has begun to decompose in the bedroom, bathroom and living room. BEAR WITH ME - there is a siding question!! I found some water under the bathroom, which explains that room's issues, but I don't know why the flooring is falling apart in the other rooms, other than perhaps age, coastal moisture (Along the Olympic Peninsula in Washington) and lack of maintenance of the roof and old aluminum windows. I found blistering on the exterior cladding on 2 elevations of the dwelling, also. I would like to note in the report the cause of the blistering, but I don't really know what the cause is! I have attached photos that I took of the blistering. I threw the underlayment info in there, just in case y'all had a thought on that, as well!

Cheers!!

 

[Daniel Holzman]

This is a do it yourself internet chat forum. From your description, you are working a claim. Hard to get get actionable, usable information regarding an insurance claim from a few pictures reviewed by a chat forum. Perhaps you should consider hiring an independent local engineer if you need to know cause and origin to prepare your claim estimate.

 

[joecaption]

Salt air is attacking the cheap siding they use.
Any older mobile home I've ever seen has issues with the floors caused from any number of issues.
No vapor barrier on the ground under the home, leaking wax ring, burst Quest plumbing, leaking vent seal on the roof, leaking metal roofing.
Not sure why an insurance adjuster would have been called for any if the issues I see in the pictures it's just the nature of the cheap construction and poopy materials used.