I doubt that there is a problem with layering different types of foam but i am no expert on that. But foam in living space needs to be covered with drywall, that is a code thing for your safety.
Mold will not grow on concrete, any of the insulation, or vapour barriers. But if the surface of any of them get cold enough for condensation to form that will leave a little dirt on the surface and eventually mold can grow on the dirt as the food for it.
So when you insulate you want to make sure it is of an R value that will keep the inner surface as warm as the rest of the basement. And have no holes that warm are can get behind or cold can come thru. And with a partly finished basement you want to make sure air can not get behind the insulation where you have stopped.
Mold will not grow on concrete, any of the insulation, or vapour barriers. But if the surface of any of them get cold enough for condensation to form that will leave a little dirt on the surface and eventually mold can grow on the dirt as the food for it.
So when you insulate you want to make sure it is of an R value that will keep the inner surface as warm as the rest of the basement. And have no holes that warm are can get behind or cold can come thru. And with a partly finished basement you want to make sure air can not get behind the insulation where you have stopped.