The fish tank pump and filter system is a real load, not a phantom load. The fish tank heater probably cycles off some of the tme.
Also, the current drawn to power the clock on a VCR or microwave oven while it is "off" is real, not phantom.
Most wall warts draw some power while the device or appliance they serve are turned off. This, too is real, not phantom. This is due to less than perfect efficiency of a transformer. While the current drawn by a transformer (its primary winding) varies proportionately with the load drawn by the device it powers (from the secondary winding), when there is no secondary current, the primary current is not quite zero.
If you unplug all the wall warts and the microwave and the audio/video equipment and the fish tank (the fish won't die in a few minutes) and also flip off the breaker(s) that powers the doorbell and the furnace, what amperes reading to you get?
"Phantom" refers to the voltage that is induced in an otherwise dead wire because that wire is juxtaposed with a live wire, say, in the same Romex cable. The two wires and their insulation form a capacitor, which conducts some electricity, the higher the AC frequency, the better the conductance with the conductance theoretically zero for DC. Generally the longer the distance the wires are juxtaposed, the better the conductance of the "capacitor" they form. At 120 volts and 60 Hz the maximum current that will flow if you shorted the "dead" wire to ground is on the order of a milliampere or even less.
The act of measuring the voltage draws some current, typically a milliampere or so for an analog meter and microamperes for a digital meter. Usually the "voltage drop" across the "capacitor" for the current draw (the milliamperes) drawn by an analog voltmeter is so great that the meter registers zero for the phantom voltage.