It really is dependent on the local. In my area, I need to have a plan and documentation (design). I then go to the building office and request a permit. They then charge the permit fee, and provide me a permit...and then tell me to contact them and give them 2-3 days to inspect. If your local is the same as mine, they would never know you started framing prior to finishing framing. Once framing is done, they will most likely come then to inspect it. I have never had them come out and inspect the property prior to issuing a permit.Finishing my basement now, halfway my framing now and decided to apply for permits. Would i pay any penalties?
Thanks noted. I'm pretty sure about that kinda issue and will get the permits the end of this month.One other reason not to start early is insurance. A work colleague told me a friend of his had a structure fire while working on the house without a permit and the insurer took issue with it. This was second hand so I don’t know the particulars.