I'm pretty sure that it's mid efficiency.
Mid efficiency as in 80%? If you retreive the model number (and brand) from the data plate (possibly a sticker) from the furnace then we can assist you much better than only assuming.
The sticker will most likely be on the inside of the furnace door or in that compartment of the conrol board area when you remove the door. Sometimes the sticker is face down on the underneath of the top of the furnace so you might have to literally look up in there.
Regarldess, if this is an older furnace then something is more than likely loose as rattling is not a common occurance from the factory but one that occurs over time, like a loose muffler on a car that's hit too many bumps in the road over time and use.
I'm guessing your unit is older and not a brand new install...?