Hi. Looking for some guidance. I need to replace my HVAC system (split system--natural gas). Don't know a thing about HVAC so I need some help ensuring that I pick the right system. I want to get a system that will be eligible for the tax credit: (1) furnace AFUE required to be > or = 95%; and (2) A/C required EER > or = 13; SEER > = 16. Wondering if anyone could recommend brands and/or models that would be "top rated" (product quality, warranty, etc...). Also, can't seem to find any sites that actually rate different them--are they out there? Hope I've provided enough info. (though I'm sure I probably haven't!).