Dixon, I'm in a similar boat. What I've decided to do, after watching videos on it, is to install a series of "ductless mini-splits". Each one of these is a prepackaged system - precharged with refrigerant. They come in higher SEER ratings than ducted systems, some models are cheap, and the extent of the A/C install is you drill a big hole in the wall, shove the 2 refrigerant lines, a bundle containing the power and thermostat wires, and the condensate drain line through the hole.
You screw the wires down to the terminals and you put some special sealant that makes the flared refrigerant connections unlikely to leak on the threads. You tighten the threads, connect a vacuum pump to a port, and run the pump about an hour. You're supposed to nitrogen test but a cheaper way is to just see if it holds vacuum on a sensitive micron gauge. If it does, you're probably good to go.
In your case, since it's expensive to remove your old system, you could just leave it in place. Install one of the minisplits near the old outdoor condenser and use the same outdoor electrical disconnect box. (just run a new whip to the new minisplit condenser. Don't forget to replace the breaker with one of appropriate ampacity). The other one would require a new wiring run.
Tools needed :
1. Drill
2. 2 3/4" saw bit
3. Screwdrivers and wrenches
4. Vacuum pump adapter
5. Vacuum pump
You can borrow the pump from Autozone for free.
The most difficult part is if you don't already have an electrical connection for one. Also, since they are ductless, you'll need several minisplits to replace a large central unit. For a 2.5 ton, you'll probably need 2 minisplits, placed strategically for good air flow.
Advantages : 1. Each unit is modular, so if one fails, you still have some A/C or heat. 2. SEER ratings about 50% higher than all but the most expensive central systems. 3. They are a prepackaged product you can repair more easily than the big units. 4. They heat via heat pump, which saves you money or costs about the same as gas in most climate zones. 5. You only pay to heat/cool the rooms of a house you actually use. 6. You don't lose 20-40% of the energy in ducting losses, which apparently makes many ducted systems significantly less efficient than their nameplate justifies.
Disadvantages : The A/C guys, for whatever reason, charge a fortune for minisplit installs relative to their cost. If you wanted a single 5 ton unit, they might install it for 4-5k. Each minisplit costs 2k-2.5k installed, which is bad if you need 4 or 5 of them instead of a 5 ton. I don't think the labor of a minisplit install justifies the price tag, but I'm not an HVAC guy, so dunno. These units use inverters and so they are pretty complex, dependent on several circuit boards and microprocessors that can fail.