It's new construction. There is no insurance agent. There won't be a typical policy on the dwelling until the occupancy permit is granted. That's the whole case in point.Well, I'd start with my insurance agent.
I think he means any insurance agent of your choice. You can get insurance for anything if you're willing to pay for it. If you have an agent you already know/use (auto insurance?) give him a call and pick his brain about options and coverages.It's new construction. There is no insurance agent. There won't be a typical policy on the dwelling until the occupancy permit is granted. That's the whole case in point.
I wired my own home and passed the rough-in and final inspection easily. As long as you know what you're doing and it's allowed in your area, it's the cheapest way to go. If you have questions along the way, this is the best place to get answers! The inspector was impressed with my work and gave me an "Attaboy" on the final too! :laughing:For the final connections (electrical panels, etc.) you call in a licensed/insured professional for a day.
It's awesome that there are still areas where you can do it all yourself.I wired my own home and passed the rough-in and final inspection easily. As long as you know what you're doing and it's allowed in your area, it's the cheapest way to go. If you have questions along the way, this is the best place to get answers! The inspector was impressed with my work and gave me an "Attaboy" on the final too! :laughing:
DM
I understand. I built my own house myself. What you want is called builder's risk insurance. It 's actually cheaper than homeowner's insurance because there's no coverage for contents.It's new construction. There is no insurance agent. There won't be a typical policy on the dwelling until the occupancy permit is granted. That's the whole case in point.
What you fail to understand is that you need to speak to an insurance agent to see if anyone will even cover you. To be a contractor, you need insurance. Actually you need the plural. Liability, disability and maybe, Workman's Compensation.It's new construction. There is no insurance agent. There won't be a typical policy on the dwelling until the occupancy permit is granted. That's the whole case in point.