I have to ask this on this forum, particularly if anyone in Georgia has had this problem.
I recently received a registered letter from the "Georgia Department of Motor Vehicles" informing me that they are aware that I hold two (2) business licenses in two (2) different counties to do my "Household HandyMan" business but that I do not have "Commercial Vehicle Insurance" on my truck.
I checked with my insurance company and they told me that YES I was required to carry Commercial Vehicle Insurance (CVI) if I used my truck to do my business. A conversation via phone with the state and I was informed that even if my business was located other than my house I would need the CVI to just drive to and from an office.
My HandyMan business is like a hobby, not a bread winner job. I work if I want to, don't work if'n I don't want to. I always shut down at the first of November through February each year also.
Now I have a letter from the state informing me that I have not sent them proof of CVI and they have notified the local Sheriff's Office to come and take my tag from my truck until such time as I do provide them proof of CVI, and that my registration for my tag has been revoked.
I checked on this and my insurance people say this can be done. Now--Commercial Vehicle Insurance will cost me $1420 annually, on top of my $1200 for insurance covering my truck for personal use, my motorcycle and my camper, all in a package. Just too much to continue to carry on my part-time hobby business for me.
I'm human and can't help wondering if all these people in my area who have businesses actually carry CVI on there vehicle they drive to and from an office.
Just absurd in my opinion.
I recently received a registered letter from the "Georgia Department of Motor Vehicles" informing me that they are aware that I hold two (2) business licenses in two (2) different counties to do my "Household HandyMan" business but that I do not have "Commercial Vehicle Insurance" on my truck.
I checked with my insurance company and they told me that YES I was required to carry Commercial Vehicle Insurance (CVI) if I used my truck to do my business. A conversation via phone with the state and I was informed that even if my business was located other than my house I would need the CVI to just drive to and from an office.
My HandyMan business is like a hobby, not a bread winner job. I work if I want to, don't work if'n I don't want to. I always shut down at the first of November through February each year also.
Now I have a letter from the state informing me that I have not sent them proof of CVI and they have notified the local Sheriff's Office to come and take my tag from my truck until such time as I do provide them proof of CVI, and that my registration for my tag has been revoked.
I checked on this and my insurance people say this can be done. Now--Commercial Vehicle Insurance will cost me $1420 annually, on top of my $1200 for insurance covering my truck for personal use, my motorcycle and my camper, all in a package. Just too much to continue to carry on my part-time hobby business for me.
I'm human and can't help wondering if all these people in my area who have businesses actually carry CVI on there vehicle they drive to and from an office.
Just absurd in my opinion.