I think if you post your state you will get a better answer based on freeze lines.
Frost line is not the bad part. It is the tree. Majority of states that have a deep freeze, it can be anywhere from 3 to 6 feet. My area uses Block foundations and poured. The blocks get filled in the cavities as you lay it. It comes out about the same.I think if you post your state you will get a better answer based on freeze lines.