Think They're Going To Total This Out? - Automotive Repairs - Page 2 - DIY Chatroom Home Improvement Forum
Advertisement


Go Back   DIY Chatroom Home Improvement Forum > Do It Yourself > Automotive Repairs

CLICK HERE AND JOIN OUR COMMUNITY TODAY...IT'S FREE!

Like Tree9Likes
Reply
 
Thread Tools
Display Modes
Old 12-15-2016, 09:31 PM   #16
Member
 
Join Date: Jan 2011
Location: Iowa
Posts: 581
Rewards Points: 832
Default

Re: Think they're going to total this out?


Uninsured/underinsured motorist coverage is for bodily injury, not collision damage. If you or passengers are injured in a hit and run or by a driver with no insurance or not enough insurance to cover the injuries. You can recover medical expenses, pain and suffering or lost wages. For damage to your car done by a driver with no insurance you must have collision.
de-nagorg likes this.
iamrfixit is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 12-16-2016, 06:23 AM   #17
Member
 
r0ckstarr's Avatar
 
Join Date: Jan 2013
Location: SE Texas
Posts: 1,918
Rewards Points: 82
Default

Re: Think they're going to total this out?


She followed you guys advice yesterday afternoon, and promptly contacted her insurance. Thanks. I had been trying to get her to contact them, but I guess she had to hear it from someone else.

Her insurance sent her to a body shop of their choice, and set her up with a rental car.

The body shop says that it's borderline if they can fix it, but they think they will be able to repair it. They gave her a list of things they would have to do. One of the things is to replace the entire passenger side bed panel. I haven't been able to find the panel online, but a body shop would definitely have better sources for materials than I know of.

A few of the things on the list stuck out to me as strange, but maybe it's just part of their procedure. One of the things was to remove the plastic pad from the rear bumper and inspect it. Listed as 0.2hrs for labor. The plastic pad is the part on the bumper where your foot would go if you were to use it as a step. The bumper and pad has no damage.
r0ckstarr is offline   Reply With Quote
The Following User Says Thank You to r0ckstarr For This Useful Post:
de-nagorg (12-16-2016)
Sponsored Links
Advertisement
 
Old 12-16-2016, 09:44 AM   #18
JUSTA MEMBER
 
Join Date: Feb 2014
Location: Central Wyoming
Posts: 11,392
Rewards Points: 2,542
Default

Re: Think they're going to total this out?


As a side note, you can take it to any body shop of YOUR choice, and it will be fixed, It's not who the insurance company wants it's the car owners choice.

And they always add those little .2 hour things , but do nothing, just to get more $.


BEEN THERE, SEEN IT.


ED
de-nagorg is online now   Reply With Quote
The Following User Says Thank You to de-nagorg For This Useful Post:
r0ckstarr (12-16-2016)
Sponsored Links
Advertisement
 
Old 12-16-2016, 05:12 PM   #19
Anonymous Tard
 
getrex's Avatar
 
Join Date: Sep 2016
Location: Chattanooga, TN
Posts: 356
Rewards Points: 16
Default

Re: Think they're going to total this out?


That is when you say no to the stuff that doesn't make sense. They can weasel out a lot on insurance claims. The problem is that her premiums may go up just because she filed a claim. Insurance companies are dicks like that. It doesn't matter to them who is at fault, they just want more money.
getrex is offline   Reply With Quote
Old 12-17-2016, 06:44 AM   #20
Member
 
r0ckstarr's Avatar
 
Join Date: Jan 2013
Location: SE Texas
Posts: 1,918
Rewards Points: 82
Default

Re: Think they're going to total this out?


Quote:
Originally Posted by getrex View Post
The problem is that her premiums may go up just because she filed a claim. Insurance companies are dicks like that. It doesn't matter to them who is at fault, they just want more money.
It depends on the policy and the insurance company. Not all are like that. She asked if her insurance would go up because of this, and they told her no, because it wasn't her fault. Someone else drove into her.

------

Her insurance also called and gave her an update yesterday. They have tried 3 times to contact the other guys insurance and cannot get them to answer their calls. Her insurance told her that it will move to litigation and that they are going to pursue the guy who is at fault.

They also told her that they are going to repair her truck. The new bed panel has been ordered, and the truck should move on to the paint department in a week.
de-nagorg likes this.
r0ckstarr is offline   Reply With Quote
Old 12-17-2016, 07:16 AM   #21
JUSTA MEMBER
 
Join Date: Feb 2014
Location: Central Wyoming
Posts: 11,392
Rewards Points: 2,542
Default

Re: Think they're going to total this out?


Sounds like the un-licensed driver has a crooked insurance company, If their office does not answer their phone.

See I told you that your insurance company would get things in progress.


Anyway , I am glad that things are looking better.


ED
r0ckstarr likes this.
de-nagorg is online now   Reply With Quote
The Following User Says Thank You to de-nagorg For This Useful Post:
r0ckstarr (12-17-2016)
Old 12-17-2016, 12:36 PM   #22
Member
 
Join Date: Sep 2014
Location: Central Iowa
Posts: 49
Rewards Points: 26
Default

Re: Think they're going to total this out?


The reason I think body shops add on those stupid little .2 hour things here and there is because the insurance company always hacks apart the estimate. My dad hated a majority of insurance companies because he'd send them an estimate and a day or two later it'd come back saying to use used or aftermarket parts instead of factory new. Or it would say to repair something instead of replace it. You'd think they'd trust the estimate from a guy that's been doing it for 40 years...

Josh

Sent from my XT1093 using Tapatalk
SeniorSitizen and r0ckstarr like this.
Radcon91 is offline   Reply With Quote
Old 12-26-2016, 12:08 PM   #23
Osh
Newbie
 
Join Date: Apr 2010
Posts: 26
Rewards Points: 40
Default

Re: Think they're going to total this out?


I love how you guy's whine about 12 minutes of labor. That rear bumper should come off because the bed has to come off the chassis to R&I the bedside and to refinish the bedside and the front bed panel. Insurance companies always go used or aftermarket on anything 2 years old or older if possible, the exception is the squeaky wheel who may or may not get their way. Should also blend the tailgate and the door.
Osh is online now   Reply With Quote
The Following User Says Thank You to Osh For This Useful Post:
digitalplumber (12-27-2016)
Old 12-27-2016, 03:29 AM   #24
Member
 
r0ckstarr's Avatar
 
Join Date: Jan 2013
Location: SE Texas
Posts: 1,918
Rewards Points: 82
Default

Re: Think they're going to total this out?


Quote:
Originally Posted by Osh View Post
I love how you guy's whine about 12 minutes of labor. That rear bumper should come off because the bed has to come off the chassis to R&I the bedside and to refinish the bedside and the front bed panel. Insurance companies always go used or aftermarket on anything 2 years old or older if possible, the exception is the squeaky wheel who may or may not get their way. Should also blend the tailgate and the door.
I was just pointing out an observation that I dismissed as being part of the procedure. How is that whining?
r0ckstarr is offline   Reply With Quote
Old 12-27-2016, 01:50 PM   #25
Osh
Newbie
 
Join Date: Apr 2010
Posts: 26
Rewards Points: 40
Default

Re: Think they're going to total this out?


The reason I think body shops add on those stupid little .2 hour things here and there is because the insurance company always hacks apart the estimate

And they always add those little .2 hour things , but do nothing, just to get more $.

Just saying there are bigger fish to fry. Nobody is making $$$ on .2 labor. The bigger problem is the painter who gets .9 to blend an adjacent panel. I'd like to see someone prep, mask and paint one and make money.
Osh is online now   Reply With Quote
Sponsored Links
Advertisement
 
Reply


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Pex: home-run vs Brach? Why not both? teeman11 Plumbing 7 03-15-2012 09:43 AM
How to calculate total glazing allowed in a wall? dalepres Building & Construction 3 04-22-2011 12:28 AM
Thoughts on wiring new attached garage/hallway Mi Feller Electrical 45 06-18-2010 06:47 PM
roofing and insulation question everyman Building & Construction 23 06-12-2009 07:32 PM




Top of Page | View New Posts