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Old 08-09-2015, 02:39 AM   #1
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Nice location, Bad house, Help!!!


I am thinking of buying a house built in the 1930's located in the northeast. It is a timber frame house with no insulation in the exterior walls and a MUD basement (a stream actually runs through it). Inspecting them from the basement, there doesn't appear to be any rot or mold in the 1st floor joists. But I am concerned when I do insulate the place. The basement would have drains installed and then a concrete floor. The foundation is poured concrete. The exterior walls would be insulated and a moisture barrier installed. The moisture content of the basement will change (probably put a dehumidifier in the basement). Concerned about doing all this work and then the 1st floor joists give out. Should I be concerned???
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Old 08-09-2015, 07:57 AM   #2
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1. You probably will have to get flood insurance, and that can be extra cost of tens of thousands.
2. May have harder time getting a mortgage, because of higher flood probabilities.
3. You may have to run double or more sump pumps (with battery backups) 24/7, which is not cheap, more maintenance and electric bills (big, hungry motors). And what do you do with all that water?
4. If you cap the basement, water probably will push its way through the concrete, which means you have to spend more money before you pour and for maintenance later.

Those are just 4 basic reasons to stay away, no matter how good the house or the location. Just find out how long it's been on the market. That should tell you why it is still available. I'm in NE NJ.

I was searching for a house past 6-7 months. The real estate listings and agents omit flood information. Always ask and if no definite answer, ask for flood map. Or go to the townhall and ask for the map.

Unless you know how to make the water go uphill, and I thought I had one, don't spend more than $5000 on a house with water problems.
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Old 08-09-2015, 08:05 AM   #3
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Oh, boy. Insulating is a wonderful thing--but it also holds moisture and can cause a wet house to rot.

I'd think twice about that property---get a basement pro in there to see what your options are---if you can't control the water---skip the house--or fill the basement and make a crawl space out of it.
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Old 08-09-2015, 08:22 AM   #4
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Quote:
Originally Posted by HPuck35 View Post
I am thinking of buying a house built in the 1930's located in the northeast.

(a stream actually runs through it).

The foundation is poured concrete.

1930's AND a poured concrete foundation ?
AND a stream actually runs through it ? THAT i would like to see.
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Old 08-10-2015, 10:05 AM   #5
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My house isn't that bad,but last year when a tree fell on it,I thought I would seriously be better off to bulldoze the house and buy a modular home. But,at 62 years old,I just didn't want to go into debt again.
Fixin up this old shack has been a losing battle!
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Old 08-10-2015, 12:28 PM   #6
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Quote:
Originally Posted by HPuck35 View Post
Inspecting them from the basement, there doesn't appear to be any rot or mold in the 1st floor joists. But I am concerned when I do insulate the place.
Are you floor joists green or black or brown? I bet they are not green. If you insulate you might create condensation causing accelerated mold and rot of the floor joists and sub floor.
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Old 10-23-2015, 01:28 PM   #7
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I would suggest to have a home inspection that you are interested to purchase. Ask your Realtor or home loan specialist to recommend but make sure to check their experience when it comes to residential properties.



Last edited by beenthere; 10-23-2015 at 02:55 PM. Reason: removed company link.
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Old 10-23-2015, 02:11 PM   #8
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Well, at least it has running water, that is until it freezes.
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Old 10-23-2015, 02:50 PM   #9
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Quote:
Originally Posted by emortgage2015 View Post
I would suggest to have a home inspection that you are interested to purchase. Ask your Realtor or home loan specialist to recommend but make sure to check their experience when it comes to residential properties.
INSPECTION REPORT:

Well, we found a river...

Last edited by beenthere; 10-23-2015 at 02:56 PM. Reason: Removed company link in quote
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Old 10-23-2015, 03:41 PM   #10
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Whatever the allure of the house might be, you lost me with the basement stream. I cannot see you controlling water in the basement.
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Old 10-23-2015, 09:41 PM   #11
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hydro-electric.??
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Old 10-23-2015, 09:48 PM   #12
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Most banks will not even give a loan on a house with standing water never mind a stream.
Cracked me up with Emortages advice, last thing I would do is ask a realitor for a suggestion on who to use to inspect a home, guess what, it's going to pass no matter how bad it is.
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