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Enercare Heating Protection Plan - Worth it ?

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Old 10-22-2016, 11:43 AM   #1
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Enercare Heating Protection Plan - Is it Worth It?

Hi Everyone, just want to know your thoughts if you think the Enercare Heating Protection Plan is worth it. It's $16.99 / month. I have a gas furnace which is around 16 years old. Here is what the plan covers and what it doesn't cover. Let me know what you think! Thanks.


The Heating Protection Plan provides coverage for
residential furnaces (natural gas or propane), boilers,
space heaters, air handlers and primary heat source
fireplaces (the “Heating Units”). Coverage is provided for
all parts within the Heating Unit casing, subject to the
exclusions set out below, and for the thermostat.
For your reference, the following is a complete list of
the Heating Unit parts covered in your Plan:
• Aquastat Controls
• Automatic Vent
• Blower/Blower Components
• Door Switch
• Electric Ignition System
• Fan Control
• Fan Motor
• Flame Spreader
• Flow Switch
• Fuel or Air Flappers
• Furnace Low Voltage
Circuit Fuse
• Gas Appliance Regulator
• Gas Burner and Orifices
• Gas Control Valve
• Heating Circuit Transformer
• Ignition Runner Bar
• Internal Wiring
• Limit Controls
• Pilot Burner
• Pilot Tubing
• Pressure Relief Valve
• Primary Circulator/Pump
• Pulley and Belt
• Relay
• Roll Out Switch
• Summer/Winter Switch
• Thermocouple/Generator
• Vent System Pressure
• Ventor or Motor Assembly
• Hot Surface Igniter
• Condensate Pumps
If your thermostat fails, we will provide a replacement with
a make or model, of our choice, that operates your current
heating, ventilation and/or air conditioning equipment.


Heat pumps, equipment serving more than three dwelling
units, equipment using conversion burners, the conversion
burner itself, ductless wall units, and high velocity units are not
eligible for coverage. For eligible Heating Units, the following
parts are not covered by your Heating Protection Plan: heat
exchanger, heating coil (air handler), heating sections (boiler),
firebox/combustion chamber*
, furnace filters, low and high
water cut-off valves, external metal or plastic venting all
associated parts, external drain tubing and all associated
parts, external line/low voltage wiring, back check valves,
batteries for programmable thermostats and boiler feed
valves, draining of the heating system. Replacement of the
complete Heating Unit is also not covered under your plan.
Zone thermostats/controls and energy management controls
are not covered by your Plan.
Heating Protection Plan coverage does not cover ancillary
equipment such as air conditioners, humidifiers and
air cleaners, parts added on to your Heating Unit to
accommodate such equipment, or repairs to the furnace
made necessary as a result of faulty equipment.
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Old 10-22-2016, 03:32 PM   #2
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Re: Enercare Heating Protection Plan - Is it Worth It?

$204 a year would pay for most of the parts covered. You would be better off just putting the money into a an emergency account and saving it yourself for if you need it.
It doesn't cover the big stuff like heat exchanger complete unit replacement if needed.

Just my thoughts.
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Old 10-22-2016, 04:57 PM   #3
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Re: Enercare Heating Protection Plan - Is it Worth It?

You also have the problem of determining what exactly failed. If they say it was a part that is not covered how would you dispute that?

Also, without reading the list again, I didn't see the service requirements. Would you be required to have them service the unit every year and pay for whatever they find that is not on the list?

I didn't see your location, but paying a service policy for a furnace during the summer seems like doubling the cost.

Not only would I not buy the plan, I would look for a different service company.

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Old 10-23-2016, 08:15 AM   #4
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Re: Enercare Heating Protection Plan - Is it Worth It?

Im in NJ and pseg sends the gas. There are many middleman companies now but I would consider them leeches only. I don't know about enercare but if you want any contract, go directly to the company youve known.
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Old 10-23-2016, 10:45 AM   #5
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Re: Enercare Heating Protection Plan - Is it Worth It?

I assume it covers the labor to install these parts and the service call fee?

If you have a 16 yr old furnace with no repairs yet, then it may be good. 90% chance you will need a new circuit board and ventor fan and fan motor in the next 4 yrs. Those average $500-1000 depending on brand and model #.

You also get same day guaranteed service which in Canada ( I assume you are in Toronto ) can be critical. Unlike some of the smaller independents who may get overbooked in a severe cold snap, same day guaranteed service is worth it for some people to pay for.
"Cut it twice and it is still too short".
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