Landscaping Ibsurance - Landscaping & Lawn Care - DIY Chatroom Home Improvement Forum

Go Back   DIY Chatroom Home Improvement Forum > Home Improvement > Landscaping & Lawn Care


Like Tree2Likes
  • 2 Post By KHouse75
Thread Tools
Display Modes
Old 09-04-2017, 05:11 PM   #1
Join Date: Aug 2017
Posts: 6
Rewards Points: 12

Landscaping ibsurance

Having my property graded and patio installed. The contractor says he does not have liability insurance. He said nobody he knows has it. Is this normal in this field?
Bbunny100 is offline   Reply With Quote
Sponsored Links
Old 09-04-2017, 05:18 PM   #2
Join Date: May 2008
Posts: 730
Rewards Points: 1,251

Re: Landscaping ibsurance

Wow. I'd find a different contractor.

All our subs must request their insurance company send us a certificate of liability insurance before they start on any projects with us.

If they run their equipment into your house, fall into the septic tank, break a pipe and flood your house, cause a fire and burn down your house, hit your car, drop a tree on your house, etc, who is going to pay for it if they have no insurance? You.
lenaitch and Bud9051 like this.
KHouse75 is offline   Reply With Quote
Sponsored Links
Old 09-04-2017, 06:00 PM   #3
Join Date: Nov 2015
Location: Maine
Posts: 8,027
Rewards Points: 6,176

Re: Landscaping ibsurance

X2 on what KHouse said. I though one roofer was going to take a swing at me when I insisted that he have workers comp and liability. He said, no one else ever required that. If he hires a helper and that helper throws his back out, you could be on the hook for all of his expenses. You can check with your home owners insurance agent to verify what they will cover, usually only you and your normal family activities.

High risk, but maybe he like the looks of your home. Maybe he will end up owning it.

He will have more excuses and work arounds but either his insurance company sends you a copy of his insurance coverage with effective dates or you show him the door.

Some states require that insurance. Also, be sure any contractor digging on your property has contacted dig safe and the property has been marked.

Bud9051 is offline   Reply With Quote
Sponsored Links
Old 09-05-2017, 02:01 PM   #4
Join Date: Mar 2015
Location: Upper mid-west
Posts: 2,843
Rewards Points: 4,170

Re: Landscaping ibsurance

One more vote for a different contractor and to reassure you are being reasonable.
stick\shift is offline   Reply With Quote
Old 09-12-2017, 08:19 AM   #5
Join Date: Feb 2011
Posts: 298
Rewards Points: 576

Re: Landscaping ibsurance

Yes to the above.....and all his helpers must have worker's comp. coverage.
Cedrus is offline   Reply With Quote
Sponsored Links

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Help with low maintenance landscaping in Oregon. MindOfVacuity Landscaping & Lawn Care 3 05-18-2014 10:42 AM
Landscaping software question thefos Landscaping & Lawn Care 2 12-22-2010 07:39 PM
Landscaping help...Lots of pics elementz Landscaping & Lawn Care 3 06-08-2010 11:35 AM
Any free landscaping software around? Leoskee Landscaping & Lawn Care 0 03-29-2010 08:28 PM
Need small, strong plastic bags to remove landscaping stones kevind Landscaping & Lawn Care 2 10-09-2006 07:58 AM

Top of Page | View New Posts