Well got the subfloor up with a toekick saw. It really did a nice job of flush cutting that wood along the bottom plate, but I was very cautious using it as others have suggested. I held on as firmly as possible and took my time, but as Mike has said it can be dangerous.
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I've cut the subfloor out as I mentioned, so for the walls running parallel to the joists, should I unweight them somehow prior to installing cross blocking for support? Should I have done this beforehand? I plan on sistering the joists to help stiffen, then installing my blocking.