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Old 01-24-2008, 10:13 AM   #16
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"presumed" frozen water pipes


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What town is the house located in?
house is in central kentucky in typical subdivision

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Old 01-24-2008, 10:25 AM   #17
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"presumed" frozen water pipes


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when i was in Michigan the tub was the most common place for freeze ups.
the air blew in from the rim of the house and blew a long the tub drain. or from above.

the problems were almost always due to the owner being out of town or the home not being rented and keeping the heat to low. there fore causing the problem. [owners fault]
I really appreciate everyones input but...lingering central question remains for me how does freezing happen inside when freezing temps outside are literally 3-4 hrs on two different nights. Is the nature of copper pipe usually so unforgiving that it could not endure two episodes of "light" freeze ? Is there no room for expansion in either direction in the pipe ? I'm not trying to establish any fault but these questions will be asked (probably in court) and I just want to know for myself.
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Old 01-24-2008, 10:39 AM   #18
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"presumed" frozen water pipes


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Is the nature of copper pipe usually so unforgiving that it could not endure two episodes of "light" freeze ? Is there no room for expansion in either direction in the pipe ?
When water Freezes,... It's Frozen,... No such thing as Lightly Frozen,....
32 is 32,...... Water expands,+ gets Solid.....
Copper by it's nature is an Excellent conductor of Heat,... Or Cold......

Pipes that are in use, are Pressurized,... The Valves are Closed.....
That equals Nowhere for Expansion......

The original Bursts happened up high in the water system,.... After everything was turned off, unless the rest of the system was Drained,.....
Those nights you mentioned of 14 would be more than enough to Burst the rest of the plumbing in the house,....
That's why I said earlier,... I'm betting the Whole house will need All new plumbing.......
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Old 01-24-2008, 10:49 AM   #19
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"presumed" frozen water pipes


Has Carrier denide the Claim?

I would not be surprised if home owners had a std HO 03 policy.

Once a house is vacated... well alot of exclusions kick in.

You might want to see if you can hire a public adjuster. If they won't touch this... then odds are you will not prevail in court either.

As stated above... Deal with damage as best you can ASAP and document.

Good luck

ps advise your Mortgage Co.. they may be able to leverage some help with the carrier. Do you know how big those checks are that they write to the carriers every month from the mortgage escrow accounts?

Last edited by Big Bob; 01-24-2008 at 10:54 AM. Reason: add ps
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Old 01-24-2008, 04:12 PM   #20
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"presumed" frozen water pipes


Mike in ky,

Where in central Ky are you? Did you forget about the cold weather you had the first 4 days of January? It was a way below freezing for a lot longer than 3-4 hours in most of Ky.

For example Lexington dropped to 16 on New Years Day, the low on the second was 9 and the high was 17. The low on the third was 10 and the high 26. I found similar weather for all of central Ky.

If the power was off since fall the house would have already been quite cold and this cold snap would have easily frozen the pipes.
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Old 01-24-2008, 08:02 PM   #21
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"presumed" frozen water pipes


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Originally Posted by mikeinKy View Post
I really appreciate everyones input but...lingering central question remains for me how does freezing happen inside when freezing temps outside are literally 3-4 hrs on two different nights. Is the nature of copper pipe usually so unforgiving that it could not endure two episodes of "light" freeze ? Is there no room for expansion in either direction in the pipe ? I'm not trying to establish any fault but these questions will be asked (probably in court) and I just want to know for myself.
Thanks

"Light freeze" is that like slightly pregnant???
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Old 01-24-2008, 10:59 PM   #22
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"Light freeze" is that like slightly pregnant???
You mean there is no such thing ??? Seriously, I meant the temp was only at freezing or below for a matter of hours as opposed to days, like these last two.
Look, from all the post I can see the reality of this situation. We were hoping for just a little possibility for hope with the insurance as the house is a "total". I can completely empathize with with any homeowner who has ever been flooded out. I will be advising the homeowner to call her mortgage co.. I see no use to force the insurance issue nor get a lawyer.
Anybody want to buy a sogggy mess ?
Thanks all...
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Old 01-25-2008, 10:22 AM   #23
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Wise people learn from others mistakes.

If a house is to be vacant call your insurance agent and get the proper coverage.

The Dwelling policy (DP) for vacant or rental property would also have exclusions for water if not properly winterized.
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Old 01-26-2008, 12:32 PM   #24
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"presumed" frozen water pipes


Regarding the picture of the bathtub, both the hot and cold pipes probably froze below that point first. Then as the freezing progressed upward, there was nowhere for the water to expand into and something had to give.

If per lucky chance the freezing starts at the far end of the pipe and progresses towards the meter and also there is no backflow preventer on the line from the water main, then the pipe won't burst.

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