Flooded Hardwood/insurance - Flooring - Page 2 - DIY Chatroom Home Improvement Forum

Go Back   DIY Chatroom Home Improvement Forum > Home Improvement > Flooring


Thread Tools Display Modes
Old 02-20-2009, 03:22 PM   #16
Join Date: Dec 2008
Posts: 104
Rewards Points: 75

Getting a supplemental increase after the fact is more difficult than hammering stuff out beforehand... you can't reinspect damages that have been fixed already and thus that opens the door to the insurance saying the repair wasn't necessary.

While others may have had more success in after-the-fact supplementals than I, my experience has led me to tell adjusters that nothing is getting done until the check's cut.


Last edited by Mudd; 02-20-2009 at 03:40 PM.
Mudd is offline   Reply With Quote
Old 02-20-2009, 04:14 PM   #17
Remodeling Contractor
Join Date: Dec 2008
Location: Sandy Hook, CT
Posts: 3,590
Rewards Points: 2,000

I guess it depends on the insurance company. Had this done twice at my house. With Aetna and with Safeco. Both paid the actual costs. Originally they take off for depreciation value, but add it back when you submit bills to show real costs. I also do work and submit extras to the insurance companies for about 18 years. vEry rarely are they not willing to pay what can be substantiated damages.
Bob Mariani is offline   Reply With Quote
Old 02-21-2009, 01:13 PM   #18
Floorwizard's Avatar
Join Date: Dec 2003
Location: Alaska!
Posts: 1,522
Rewards Points: 1,000

Most insurance agencies will pay the difference after you submit the bill from a contractor. Possible they may ask for two other quotes also. If you do the work yourself, they will only pay up to what the adjuster claims.
Great point


Floorwizard is offline   Reply With Quote

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Finished Basement Flooded Few Q's Weekendwarrior42 Remodeling 3 12-29-2008 05:40 PM
Flooded Gas Water Heater CornfieldsRus Appliances 1 09-15-2008 02:27 PM
Flooded basement and Mold Remediation? Lightyear General DIY Discussions 34 04-25-2007 07:09 AM
Flooded Drywell lucasm1 Plumbing 1 10-28-2006 06:58 AM
Flooded my bathroom gizmo26uk General DIY Discussions 4 01-03-2006 09:54 PM

Top of Page | View New Posts


Search Engine Friendly URLs by vBSEO 3.6.1