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Old 10-01-2009, 08:28 AM   #31
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BOSSLER Roofing Company Takes Off Wrong Roof!


I think putting the Company owner in jail UNTIL the homeowner gets a new roof would solve the problem

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Old 10-01-2009, 09:01 AM   #32
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BOSSLER Roofing Company Takes Off Wrong Roof!


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They just want some $$ from home owner/his insurance company, which is crazy
If this works it would be a great business model.

When sales are slow, roofing companies could go rip off a roof, then knock on the door and say " I noticed you need a new roof, let me tall you about a special we are offering today......" BRILLIANT
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Old 10-01-2009, 09:15 AM   #33
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BOSSLER Roofing Company Takes Off Wrong Roof!


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If this works it would be a great business model.

When sales are slow, roofing companies could go rip off a roof, then knock on the door and say " I noticed you need a new roof, let me tall you about a special we are offering today......" BRILLIANT
I so hate this sort of small thinking. Why limit it to roofing? Why not drain and take the pool tile? Chip out the sidewalk and driveway? The yard must need a new fence soon? Scrape away all the lawns and plants? You could accidentally "break and enter" and get to interior wiring and plumbing? Just wait for people to be on vacation though like they did with this guy and make sure it is an accident.
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Old 10-01-2009, 09:32 AM   #34
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BOSSLER Roofing Company Takes Off Wrong Roof!


The roofing company should cover the cost of the new roof. That said it was an accident and not a malicious act. Arresting the employees of the company would serve no purpose other than to waste tax payer money. The employees themselves cannot be held responsible for anything as by law an employee of a company can assume no monetary risk when in the course of performing tasks for the employer (unless committing independent criminal acts intentionally not related to the employers activities i.e. theft of customers jewelry or knowingly committing a crime when directed by the company, which is not the case in this situation). This is the owners problem and as Dave sort of pointed out he can be held legally responsible for partial or complete damages dependent on the courts interpretation of the affected value. I doubt there is grounds for a criminal prosecution as it does not appear to have been a willful act on the part of the company owner therefor the homeowners recourse would probably be civil suit. That said the state licensing authority should be notified and will most likely take some action against the contractor. The homeowner may be able to collect from a contractor transaction recovery fund if one so exists in the state the incident occurred in. If this occurs ultimately the company (owner & members of financial responsibility i.e. qualifiers) in question would have to repay the state the funds paid out to the HO before their license would be re-instated or any new licenses issued to those individuals. In addition other fines and fees associated with reinstatement would also be incurred. The owners attempt of remedying this situation to this point is atrocious and an all around horrible business decision but there are no current laws making stupidity a crime.

Last edited by ARI001; 10-01-2009 at 09:34 AM.
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Old 10-01-2009, 09:36 AM   #35
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BOSSLER Roofing Company Takes Off Wrong Roof!


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I so hate this sort of small thinking. Why limit it to roofing? Why not drain and take the pool tile? Chip out the sidewalk and driveway? The yard must need a new fence soon? Scrape away all the lawns and plants? You could accidentally "break and enter" and get to interior wiring and plumbing? Just wait for people to be on vacation though like they did with this guy and make sure it is an accident.
I do believe Mr. Chips was being sarcastic.
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Old 10-01-2009, 09:49 AM   #36
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BOSSLER Roofing Company Takes Off Wrong Roof!


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I think putting the Company owner in jail UNTIL the homeowner gets a new roof would solve the problem
Assuming you could do that it would only work if they would allow him to sign checks from jail. Then again even if they did he could decide to be spiteful and sit in jail through the hurricane season. All kidding aside, best option for the HO is to file a claim with their insurance company and let the insurance company take care of dealing with the roofing contractor. They are much better equipped to deal with the contractor then the HO.
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Old 10-01-2009, 09:54 AM   #37
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BOSSLER Roofing Company Takes Off Wrong Roof!


I'm wondering if the Insurance company has already stated they will not cover it?
Otherwise why would they be saying they are going to cancel his insurance unless HE puts a roof on ?

Maybe they said they will cover it but he has to pay deductible
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Old 10-01-2009, 10:18 AM   #38
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BOSSLER Roofing Company Takes Off Wrong Roof!


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I do believe Mr. Chips was being sarcastic.
Good call

i think sdsester was doing the same, as in: I should be thinking about bigger & better cons....
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Old 10-01-2009, 10:36 AM   #39
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BOSSLER Roofing Company Takes Off Wrong Roof!


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I do believe Mr. Chips was being sarcastic.
Caught that. Me too. And I hate to be cynical and to generalize but I would not put this sort of thing past some of the roofers in my area. Some of them are very sleezy. They are $2 cheaper a square though so seem to keep getting work.
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Old 10-01-2009, 11:20 AM   #40
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BOSSLER Roofing Company Takes Off Wrong Roof!


Dave,
The only thing I saw in the article about insurance was in reference to the contractors GL insurance and the HO paying the deductible on it to have the roof replaced. If I missed something please fill me in.
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Old 10-01-2009, 11:41 AM   #41
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BOSSLER Roofing Company Takes Off Wrong Roof!


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Dave,
The only thing I saw in the article about insurance was in reference to the contractors GL insurance and the HO paying the deductible on it to have the roof replaced. If I missed something please fill me in.
There was a quote a few posts back that I assumed came from an article other than the one I posted (at least I didn't see it in the article) that suggested Fisher's carrier was going to cancel his homeowner's policy because the roof had been sitting without tiles for two months and was not finished.
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Old 10-01-2009, 11:46 AM   #42
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BOSSLER Roofing Company Takes Off Wrong Roof!


I didn't see anything other then the Ins Co cancelling his policy unless a roof goes on

I was just wondering IF they would cover replacing the roof, then go after the roofer to be re-imbursed
Someone on another forum was under the impression ("uncles brothers cousin") that insurance would not cover it since it was not an act of nature or something of that nature
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Old 10-01-2009, 11:47 AM   #43
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BOSSLER Roofing Company Takes Off Wrong Roof!


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Caught that. Me too. And I hate to be cynical and to generalize but I would not put this sort of thing past some of the roofers in my area. Some of them are very sleezy. They are $2 cheaper a square though so seem to keep getting work.
This is getting slightly off topic but the reason for that is many people are hiring the lowest bidder with no regard to licensing, company status (legit or not), warranties, etc. There are many out there trying to take advantage of a lack of work in the trades by trying to force bid wars and/or inviting outfits to bid that are known to be considerably cheaper (read: lowballers) or flat out telling those desperate enough or inexperienced enough to listen what the cost should be. The legit companies can't afford to compete because they pay taxes, licensing fees, insurance, and other overhead expenses. Most of the "shady" outfits are running at a loss but don't feel it until they have already caused damage in numerous areas (damage to homes, good companies go under, higher unemployment rates, etc. big picture goes way beyond the job itself that they do) because they run under the radar.

Until the lowest bidder gets the job mentality is done away with by those engaging the services of construction proffesionals (this is not directed soley at ho's but to a much wider scope including other contractors, businesses, government, etc.) unqualified sketchy outfits will continue to operate and take advantage of those who are unsuspecting. If you want to protect yourself get multiple bids and go with the one closest to the middle. If they all come in roughly the same go with the one most qualified (i.e. roofing company over a GC for a roofing only project), whos references are the best, company has legit standing, license is in good order, has insurance, warranties their product and workmanship, is most proffesional, and that makes you most comfortable when dealing with them.

Anyway, back to the original topic.
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Old 10-01-2009, 11:59 AM   #44
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BOSSLER Roofing Company Takes Off Wrong Roof!


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I didn't see anything other then the Ins Co cancelling his policy unless a roof goes on

I was just wondering IF they would cover replacing the roof, then go after the roofer to be re-imbursed
Someone on another forum was under the impression ("uncles brothers cousin") that insurance would not cover it since it was not an act of nature or something of that nature
I saw someone mentioned something like that in a post but no link or verification one way or the other. I would think the insurance company would cover it and go after the contractor but it may depend on the insurance company. If it's Allstate they try to avoid doing anything they don't absolutely have to do unless really pushed into it. Where as USAA is really good about covering claims. I know most have clauses about denying coverage on "acts of god" but I don't think that would apply in that particular case.
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Old 10-01-2009, 01:01 PM   #45
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BOSSLER Roofing Company Takes Off Wrong Roof!


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I'm sure there is someone that can arrest them
Maybe we could send Sgt. James Crowley from the Cambridge, Massachusetts police department down to Florida to make the arrest.

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