is this strange?
our house is ALREADY insured for more than enough, including the material inside material (tv, couch etc.). i think they're just out to get more money. they called in the past about life insurance and all these questions about our car insurance to "see if we have enough coverage". we declined everything. sheesh..
but now they want to know about our house insurance.
we've lived in our house for 5 years. its an older house. home insurance company has requested an inspection to check "the roof, wiring and plumbing".
but i can supply receipts showing new roof. we had an electrician certify safe wiring when we moved in (a requirement of the same insurance companY!) and the plumbing can be proven modern through our own home inspection report which we had done when we moved in.
but they still want to inspect...
this can only go one of two ways:
1) rates go up because house has "nice" stuff that needs more coverage. for example, large wooden moldings, plaster crown molding.
2) they find something they don't like and give "30 days to comply". like i need a longer to-do list!
it is written in the policy that they can inspect the house any time. i'm thinking of getting a new insurance company instead. one that doesn't harass me.
what do you think?
Knucklez
our house is ALREADY insured for more than enough, including the material inside material (tv, couch etc.). i think they're just out to get more money. they called in the past about life insurance and all these questions about our car insurance to "see if we have enough coverage". we declined everything. sheesh..
but now they want to know about our house insurance.
we've lived in our house for 5 years. its an older house. home insurance company has requested an inspection to check "the roof, wiring and plumbing".
but i can supply receipts showing new roof. we had an electrician certify safe wiring when we moved in (a requirement of the same insurance companY!) and the plumbing can be proven modern through our own home inspection report which we had done when we moved in.
but they still want to inspect...
this can only go one of two ways:
1) rates go up because house has "nice" stuff that needs more coverage. for example, large wooden moldings, plaster crown molding.
2) they find something they don't like and give "30 days to comply". like i need a longer to-do list!
it is written in the policy that they can inspect the house any time. i'm thinking of getting a new insurance company instead. one that doesn't harass me.
what do you think?
Knucklez