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Old 02-18-2008, 09:11 PM   #1
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FHA Home inspections

Does anyone know of what will be inspected on an FHA home appraisal/inspection? I am selling my house and was wanting to get a jump on something if it is going to be written up!


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Old 02-18-2008, 09:32 PM   #2
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Mike Swearinggen should be along to answer this question.

I do know that when I purchased my firsr house through an FHA mortgage that they were very strict with the conditions of the home, in order to grant the loan. In my situation, the Sellers had a small list of things that they HAD to repair and correct, since they had signed the P&S.


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Old 02-18-2008, 11:19 PM   #3
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The only thing I know is that peeling paint is a problem. Before I purchased the house I am now purchasing, I had another one I made an offer on. There was some peeling paint on the ceiling of one room and my agent told me that would be a problem if I was doing an FHA loan ( I wasn't ). Hopefully the other poster will come along with more specifics!
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Old 02-19-2008, 05:27 AM   #4
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Old 02-19-2008, 06:42 AM   #5
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We have a FHA mortgage, but it is a refi, so I don't know if it is different or not, but I can say that when we scheduled the inspection, the guy from the mortgage company told us that if they find an outlet without a cover that the inspector will cancel it and the process would be delayed. Later, when the inspector was there I asked about it and he just shook his head and pointed out how little the mortgage company employees knew about alot of stuff. But, we had a section of siding we had removed from the backside of the house when we replaced the kitchen window with a smaller size and hadn't put the siding back up yet, so that was noted and we had to provide proof that the siding was replaced before they would finalize everything.
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Old 02-19-2008, 07:22 AM   #6
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you will get a long list of items, and are smart to get started. don't have a copy of the form they use, but it is soup to nuts and will include everything:
paint, caulk, peeling paint, test for lead paint
cracks in walls, cracks in floors,
siding, siding repairs needed, holes/joints in siding brick where pests can get in
condition of windows, ability to open close,
heating, condition of hvac equip,
plumbing, evidence of leaking plumbing, dripping faucets,
wiring, bad switches, plugs, decayed wiring, condition of service wiring,
roof condition, missing/damaged roofing, evidence of leaks, damage from leaks,

etc etc etc

it is very thorough (im my experience), good luck
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Old 02-19-2008, 03:02 PM   #7
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I don't know it all, but one thing that they check for is a concrete floor in the basement(if you have one)


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