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11-06-2011, 04:36 AM
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#1
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Newbie
Join Date: Nov 2011
Posts: 3
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Accident with a Sole trader working for cash at my house
Hi guys
I'm new and i need an opinion from a professional painter.
Basically we had an incident today where we hired a painter who claims to have experience in painting roofs.
however this is a CASH agreement..with no contracts.
The long and the short of it is... he put one leg through the asbestos roof sheet (not the part of the house but the laundry area.)
when he slipped, he dropped a hand held tub of roof paint (possibly acrylic based) it went EVERYWHERE!
on my car also.. took me 1 hour to clean/wash it.. got most of it off...
but the walls on the house need to be recoated.
we had a huge argument when after the job he demanded his payment and DID NOT admit to any faults to rectifying the problem caused and said it was "your roof" .."your roof was already faulty"
is it in our right ..for him to rectify this?
thanks in advance guys
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11-06-2011, 06:39 AM
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#2
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Member
Join Date: Dec 2008
Location: west milford n.j.
Posts: 2,692
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Accident with a Sole trader working for cash at my house
he probably has no insurance and no way to rectify your problem
be happy he hasn't sued you...yet
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11-06-2011, 06:43 AM
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#3
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Super Moderator
Join Date: Sep 2009
Location: Kane county,Illinois
Posts: 16,291
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Accident with a Sole trader working for cash at my house
You may want to eat this---your roof failed and sent this guy into a spin---ask yourself how this will sound in front of a jury.
If your roof failure was not the fault of the worker---pay him.
__________________
New members: Adding your location to your profile helps in many ways.--M--
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11-06-2011, 06:45 AM
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#4
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the Musigician
Join Date: Jul 2008
Location: I'm right here!
Posts: 10,404
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Accident with a Sole trader working for cash at my house
Quote:
Originally Posted by Tom Struble
be happy he hasn't sued you...yet
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My thoughts exactly!
Why would he admit to something that was in no way his fault???
DM
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11-06-2011, 06:47 AM
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#5
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the Musigician
Join Date: Jul 2008
Location: I'm right here!
Posts: 10,404
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Accident with a Sole trader working for cash at my house
...and.... asbestos = ???? roofing felt? what was under it? rotted OSB?
...and.... PAINTING a ROOF? with latex????? huh?????
DM
__________________
[SIGPIC][/SIGPIC]Click To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. to see some of my original magic tricks and trick boxes!
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11-06-2011, 08:06 AM
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#6
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Old School
Join Date: Jan 2009
Location: St. Petersburg, FL Minds of moderate caliber ordinarily condemn everything which is beyond them.
Posts: 3,089
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Accident with a Sole trader working for cash at my house
Anyone EVER going to finally get smart enough to check on licensing and insurance before clambering to hire the cheapest guy they can find on Craig's List?
__________________
"True eloquence consists in saying all that is necessary, and only that which is."
François Duc de La Rochefoucauld
Willie T
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11-07-2011, 01:21 AM
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#7
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Newbie
Join Date: Nov 2011
Posts: 3
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Accident with a Sole trader working for cash at my house
Quote:
Originally Posted by Tom Struble
he probably has no insurance and no way to rectify your problem
be happy he hasn't sued you...yet
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care to explain why?
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11-07-2011, 01:42 AM
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#8
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JOATMON
Join Date: Aug 2011
Location: S. California
Posts: 4,108
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Accident with a Sole trader working for cash at my house
Quote:
Originally Posted by wowzers
care to explain why?
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Oh boy......if you don't know why, your in trouble.
Basically....if someone gets hurt on your property....your on the hook. That is why "licensed contractors" have insurance....to protect themselves from accidents.
An example....your hire a day worker to do remove a concrete driveway. He hurts his back......guess what....your on the hook for his medical bills.
I would be willing to bet that by now your 'painter' has already hired a lawyer. I hope your home owners insurance is in order.
This is a perfect example as to why we have the contractor license laws we do.....
__________________
Common Sense is like Deodorant. Those that need it the most don't use it.
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11-07-2011, 07:45 AM
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#9
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Member
Join Date: Mar 2007
Location: Long Island, NY
Posts: 9,519
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Accident with a Sole trader working for cash at my house
Quote:
Originally Posted by wowzers
care to explain why?
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Which issue?
Insurance?
Suing?
Cleanup?
__________________
Ron
"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety."
B. Franklin 1759
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11-07-2011, 07:58 AM
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#10
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Super Moderator
Join Date: Sep 2009
Location: Kane county,Illinois
Posts: 16,291
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Accident with a Sole trader working for cash at my house
When you hire a contractor with proper insurance you are a customer.
When you hire someone or even invite a friend over to give you a hand---You are now the 'employer'
Making you responsible for---ruined product---property damage---and injury.
You are the boss----You would have made a profit on the employee if all went well and must cover all losses if the job goes in the dumper.
This one went into the dumper----Pay him---give him a tip---thank him and wish him the best.
With that he might not want to get even and suddenly develop a bad back.
__________________
New members: Adding your location to your profile helps in many ways.--M--
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11-07-2011, 08:33 AM
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#11
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Member
Join Date: Aug 2010
Location: port st lucie, florida
Posts: 338
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Accident with a Sole trader working for cash at my house
Quote:
Originally Posted by wowzers
Hi guys
I'm new and i need an opinion from a professional painter.
Basically we had an incident today where we hired a painter who claims to have experience in painting roofs.
however this is a CASH agreement..with no contracts.
The long and the short of it is... he put one leg through the asbestos roof sheet (not the part of the house but the laundry area.)
when he slipped, he dropped a hand held tub of roof paint (possibly acrylic based) it went EVERYWHERE!
on my car also.. took me 1 hour to clean/wash it.. got most of it off...
but the walls on the house need to be recoated.
we had a huge argument when after the job he demanded his payment and DID NOT admit to any faults to rectifying the problem caused and said it was "your roof" .."your roof was already faulty"
is it in our right ..for him to rectify this?
thanks in advance guys
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You didn't tell him to watch out for that defective roof ?? Wonder who put that up ? I would pay him you are at fault all the way bad roof which caused all of that. The fellow didn't know so pay him . I would sue you in a min. for that bad roof you forgot to tell me about. Even if he was a pro with insurance i bet he would have some word's in court also. I would pay and forget all about it untell the sheffif come knocking at the door with the summon's. Maybe not ??
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11-07-2011, 03:25 PM
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#12
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Coconut Pete's paella!
Join Date: Jan 2010
Location: North CT / Denmark
Posts: 1,288
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Accident with a Sole trader working for cash at my house
Quote:
Originally Posted by DangerMouse
...and.... asbestos = ???? roofing felt? what was under it? rotted OSB?
...and.... PAINTING a ROOF? with latex????? huh?????
DM
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Thanks. I was saying the same thing out loud.
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11-07-2011, 03:34 PM
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#13
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Pro Flooring Installer
Join Date: Feb 2009
Location: SW Missouri
Posts: 3,141
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Accident with a Sole trader working for cash at my house
In some states, such as Missouri, a self-employed person can be made to carry workman's comp but it won't cover them. The way the law is set up, you can cover employees but not yourself. In that case, you are still liable if the worker gets hurt and he works for and by himself.
__________________
"I'm twisted, not sick. Sick implies, I'll get better"
Semi-Retired Installer
Installing since 1973
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11-07-2011, 03:55 PM
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#14
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Member
Join Date: Dec 2008
Location: west milford n.j.
Posts: 2,692
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Accident with a Sole trader working for cash at my house
actually you always have a ''right'' to sue,whether you are covered by wc or not
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11-07-2011, 04:16 PM
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#15
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gravity always wins
Join Date: Feb 2008
Location: Central Pennsylvania
Posts: 2,387
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Accident with a Sole trader working for cash at my house
Did the guy you hired present himself as a business man? The payment arrangements are irrelevant. If he presented himself as a business man/painter and took on the job, shame on him for not knowing the pitfalls of the job he was taking on. He has a professional responsibilty to evaluate his working conditions before he starts. You don't say that he was injured on the property so that's irrelevant. The fact is he caused damage during the course of the work he agreed to perform. I assume that he has no liability insurance to protect you or him. Shame on you for not checking and verifying that before he started work. On the other hand, if you hired some schmuck off the street to paint knowing full well that he was not in business, then you assumed the risk as soon as he walked on the property. In that case, minimize your losses and move on. This is just the kind of BS that clogs up our legal system everyday and makes lawyers rich.
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