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nashvillegirl 02-19-2011 04:05 PM

homeowner
 
can a homeowner do the repairs to there home after they have a fire or do they have to hire a professional

Ron6519 02-19-2011 04:41 PM

Quote:

Originally Posted by nashvillegirl (Post 594007)
can a homeowner do the repairs to there home after they have a fire or do they have to hire a professional

It depends on the extent of the damage.
It depends on the type of damage.
It depends on the localities restrictions.
Ron

chrisn 02-19-2011 04:44 PM

and you're insurance co.:yes:

Bondo 02-19-2011 04:49 PM

Ayuh,...'n it depends on how Handy, 'n well equiped the homeowner is...

NCpaint1 02-19-2011 05:28 PM

Quote:

Originally Posted by nashvillegirl (Post 594007)
can a homeowner do the repairs to there home after they have a fire or do they have to hire a professional

Translation-----> you want to take the money from the insurance company, attempt the work yourself, and pocket a wad of cash?

1910NE 02-19-2011 07:53 PM

why the negative comment?

maybe she wants to have her husband do the work so they can afford a better carpet (or trim, or paint, or tile instead of whatever) with what they will save on labor....or maybe the deductible is forcing them to consider this option..

NCpaint1 02-19-2011 09:59 PM

Quote:

Originally Posted by 1910NE (Post 594137)
why the negative comment?

maybe she wants to have her husband do the work so they can afford a better carpet (or trim, or paint, or tile instead of whatever) with what they will save on labor....or maybe the deductible is forcing them to consider this option..

What you say is true, but 99 out of 100 times its as I described. It wasn't meant to be negative.

mrgins 02-20-2011 10:37 AM

Quote:

Originally Posted by 1910NE (Post 594137)
why the negative comment?

maybe she wants to have her husband do the work so they can afford a better carpet (or trim, or paint, or tile instead of whatever) with what they will save on labor....or maybe the deductible is forcing them to consider this option..

Well if you want to carry that a step further...why do you assume she's married and if so, why her husband would do a better job than her?
I, personally wouldn't mess with a fire restoration job because there are experts who just deal with this. You don't want the lingering smell of smoke after you've sunk hard earned money into fixing it up. Remember, once the insurance company has settled the claim, you can't go back to ask for more. Get it done right the first time

Ron6519 02-20-2011 11:40 AM

Quote:

Originally Posted by NCpaint1 (Post 594061)
Translation-----> you want to take the money from the insurance company, attempt the work yourself, and pocket a wad of cash?

The last insurance restoration job I did, nobody was given wads of money. Both the insurance company and the mortgage holder(Citibank) had a sequence of inspections and paid out as the job progressed.
The various trades were paid upon passed local inspections in the Columbia County oversight bodies.
Insurance companies don't just write a single check give it to you and hope you fix the house.
So unless the homeowners are accomplished in home improvement, they will be limited as to what they can do and get paid for.
Ron


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