I was all set to close on a "row" house, but the loan fell through at the last minute. The bank denied it becasue there is no firewall between houses (on either side). Apparently this is a problem in a lot of areas, but the bank waited to say no.
Is this something that is easily fixable by a contractor? Any idea of cost? I would like to go back to the seller to negotiate but do not know a lot about this.
(too many computer sites with firewall, house, etc. clogging up search engines)
one is a CMU/concrete wall that starts at the foundation and goes right to the peak of the roof
you have two individual walls from foundation to roof peak independant of each other, full walls with insulation in each for sound proofing and two layers of firerated board such as densglass, etc. on each wall and a small airspace seperating the two units. Essentially you could cut the units away from each other and they could still be free standing with full walls on all four sides, including the common wall.
Sounds like the unit you were buying is either and older unit before the new standards went into place or it is an apartment conversion as neither needed the strict fire codes in place today.
Save your money and find a new home, conversion is not cheap....10's of thousands of dollars
thanks. Yes, it is an older home before the codes. It was gutted and completely remodeled. electric, plumbing, roof, floors, windows, kitchen etc.
Everything checked out with the house with the exception of the firewalls. If we are talking 10's of thousands, I can back out....no problem. I think that will put the seller over the price they can get for it so renegotiating is most likely not an option.