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Old 08-18-2010, 08:03 PM   #1
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Contracting out my own home? What am I thinking?


Any opinions on contracting out your own home.

I have gone through a renovation with a contractor approx. 7 years ago, where we gutted and built a second story addition, and we were thinking of renovating again.

Basically, keeping foundations on a bungalow, gutting and adding a second story.

Is it possible for someone to contract out your own home? Has anyone undergone such an endeavour?

OMG, this reminds me of what I asked myself, 3 years ago; "Can I renovate my basement by myself?"

I have a cousin, who contracted out her own home about 2 years ago. She said she liked it, and the only problem is that it took her a little longer.

Any opinions from all you great folks here.

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Old 08-18-2010, 08:13 PM   #2
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Contracting out my own home? What am I thinking?


Yeah...it takes a little longer
I'm on year 5

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Old 08-18-2010, 08:34 PM   #3
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Contracting out my own home? What am I thinking?


I did it a few years ago, but I work as a commercial contractor so I had experience and knew what to expect going in. Your biggest challenge up front now will be finding a bank that will give you a construction loan without being a licensed contractor. Most nationwide banks won't give you the time of day - stay with a small locally owned bank / credit union.

Be prepared to erase your evenings after work and weekends for 5-6 months.

Would I do it again? You bet.
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Old 08-18-2010, 10:54 PM   #4
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Contracting out my own home? What am I thinking?


Quote:
Originally Posted by Scuba_Dave View Post
Yeah...it takes a little longer
I'm on year 5
OMG, that is a little too long......
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Old 08-18-2010, 10:59 PM   #5
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Contracting out my own home? What am I thinking?


Quote:
Originally Posted by stubborn1 View Post
I did it a few years ago, but I work as a commercial contractor so I had experience and knew what to expect going in. Your biggest challenge up front now will be finding a bank that will give you a construction loan without being a licensed contractor. Most nationwide banks won't give you the time of day - stay with a small locally owned bank / credit union.

Be prepared to erase your evenings after work and weekends for 5-6 months.

Would I do it again? You bet.
Great job S.

Regarding the funds, I would be working with my own money from selling my home, no bank loan required.

It does sound really challenging and my time is flexible.

It must have been a positive experience for you, since you would do it again. Thanks for your help
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Old 08-19-2010, 06:16 AM   #6
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Contracting out my own home? What am I thinking?


You might want to think about hiring out the demo and structural framing to get a roof on fast.

That will still leave you with plenty to do.
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Old 08-19-2010, 08:20 AM   #7
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Contracting out my own home? What am I thinking?


I agree with the fish. Hire the shell (Foundation, basic utilities, floors, walls and roof) to get you warm and dry. If anyone can well handle the rest, I'm confident you can.
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Old 08-19-2010, 08:44 AM   #8
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Contracting out my own home? What am I thinking?


I did it in 2 years. I only had 1200sq ft to worry about though. From demo, roof, plumbing, electrical, custom furniture, to finishing and moving. Was a massive pain. I paid my own guys to help out here and there, especially with Sheetrock / taping. Hate doing that. Still ended up shelling out about $110K. That included architect, and all the permits. I would do it again, but not take as long. I think next time I will use / pay my own guys more to get it up quick.
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Old 08-19-2010, 08:54 AM   #9
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Contracting out my own home? What am I thinking?


One of my cousins is doing just that right now.
He is a general contractor and is contracting most of the work for his home addition.
So far he contracted the framing, roofing, heating and cooling, plumbing and electric and will also contract the drywalling. He got great deals because he knew the people who did the work for him because he worked with them on different projects.

I see no reason why you shouldn't contract the work for your own home but i recommend that you be there when the work is being done.
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Old 08-19-2010, 08:56 AM   #10
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Contracting out my own home? What am I thinking?


Quote:
Originally Posted by yummy mummy View Post
OMG, that is a little too long......
Ah, I was thinking you meant DIY by contracting
You mean hiring people....being the GC
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Old 08-19-2010, 09:30 AM   #11
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Contracting out my own home? What am I thinking?


make darned sure you have absolutely everything down in a signed contract, so that way there are no misunderstandings and room for the contractors to tag on an extra few thousand here and there. don't pay the contractor completely off untill you are happy with the work.
maybe put deadlines and penalties in the contracts (but this will go both ways)

It used to be in MI it was almost nothing to get a GC's license (something like a 1 day class). they upped the qualifications quite a bit a few years back, but you might want to look into what is involved with gettting a GC's license were you are at.

Last edited by forresth; 08-19-2010 at 09:33 AM.
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Old 08-19-2010, 02:12 PM   #12
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Contracting out my own home? What am I thinking?


We are nearly finished building our own log home. I am the GC. We subcontracted the foundation, roof, HVAC, and electrical rough-in. My wife and I have literally done everything else ourselves. It's pretty easy to manage subs when you don't have any LOL. But unless you're a licensed GC, you'll likely have trouble getting a loan if you need one. I'm not, but didn't need to borrow any money.
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Old 08-20-2010, 11:02 PM   #13
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Contracting out my own home? What am I thinking?


Quote:
Originally Posted by kwikfishron View Post
You might want to think about hiring out the demo and structural framing to get a roof on fast.

That will still leave you with plenty to do.
That is exactly what I wanted to do. I wanted to get to the point where, they could do the gutting, framing, insullation, electrical, hvac, roof, and then I would take it from there.
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Old 08-20-2010, 11:06 PM   #14
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Contracting out my own home? What am I thinking?


Quote:
Originally Posted by Willie T View Post
I agree with the fish. Hire the shell (Foundation, basic utilities, floors, walls and roof) to get you warm and dry. If anyone can well handle the rest, I'm confident you can.

Thanks for the vote of confidence Willie. You are so very sweet.
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Old 08-20-2010, 11:09 PM   #15
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Contracting out my own home? What am I thinking?


Quote:
Originally Posted by forresth View Post
make darned sure you have absolutely everything down in a signed contract, so that way there are no misunderstandings and room for the contractors to tag on an extra few thousand here and there. don't pay the contractor completely off untill you are happy with the work.
maybe put deadlines and penalties in the contracts (but this will go both ways)

It used to be in MI it was almost nothing to get a GC's license (something like a 1 day class). they upped the qualifications quite a bit a few years back, but you might want to look into what is involved with gettting a GC's license were you are at.
You don't need a license to be a GC here in my area. I had a cousin who contracted out her home and does not have a license. You still have to go through all the inspections fronm the City.

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