attached garage with a government loan inspection to sell your home

brendastout1948

is there a code in WV that says you have to have a fireproof ceiling in your attached garage?

brendastout1948

my home is on the market and was inspected,and the inspector said it needed fireproofed,is there a manditory code to do this

ddawg16

I believe that any house with an attached garage must have a 1 hour wall between the garage and house.

So, if you don't have a 1 hour wall that goes all the way up to the roof, then your garage ceiling would need to be of 1 hour construction.

Typically, a 1 hour wall is one made with 5/8" Type X drywall.

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md2lgyk

Call your permit department and ask them. But even if there's no code requirement, Government lenders like VA and FHA have their own requirements.

silversport

You're not required to have your house up to current codes in order to sell it. But the buyer could use lack thereof as a bargaining chip. If the buyer's mortgage underwriter requires something in particular, that's their problem not yours -- unless you can't afford to let the buyer walk.

GBrackins

I do not know what your building code is in West Virginia.

according to the 2009 International Residential Code there are separation requirements between a garage and dwelling, including between the garage and living space above. to see the actual requirements use this link.

if no living space above the garage then the garage ceiling is not required to provide fire resistance. the wall between the garage attic and the dwelling is however required to provide resistance.

insurance companies, and lenders are allowed to require more than the building code requires. An existing dwelling in most cases does not have to meet current code requirements.

A lender or insurance company are not required to provide service so if they want more than you are required to provide by code you either provide it or they will not provide service.

hope this helps.

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