I know most houses have use of a 120 amp breaker panel - correct? What if a person uses alot of electrical power because of highly volted(right word?) lights (ie 300-1000watt stage and/or photography lights)? And other electrical machines such as a sound booth, audio mixer and possibly a lighting board. This is in addition to a 40" and 65" tv, 2 dvd recorders/players, 2 pcs with multiple hard drives (9). In future I may have the use of a high-functioning computer server with a raid setup (multiple harddrives in machine anywhere from 3-9 HDs in a server setup).... 2 stoves, 1 fridge, 16cubic ft freezer, panel lights in most rooms and 7 rooms (3-5 lights on strip), stobe lights 2-4 in living room,
Would a person have a need for a higher than 120 amp breaker panel?
What are the incremental steps that a breaker panel increases by? (ie is next one up a 150amp breaker panel?)
And how does one decide the number of spaces (or circuits - right word?) is on the breaker panel to be used (ie 20?) Do you have a circuit for every light in the house? Or (as I think it might be) a certain number of lights and/or electrical plugs will be routed to a specific circuit (ie. maybe 6 lights will go to one circuit???) We can assume that one light suggests a 60 watt light bulb - how does this 60 watt designation translate and calculate into the numbers for the breaker panel?
I know this is ALOT of questions. I am mostly a beginner and definitely willing to admit I don't know nowhere near enough.

However, I probably know more than all of these questions may seem to suggest. The ?s are asked to confirm my knowledge and/or to expand upon it.
So everyone's help is much appreciated!