Hey guys, thanks for all the great information. Stubbie, your drawing with the arrows really made it clear as to what is required and why. I have read other posts about neutral/ground seperation in subpanels but never really understood the why's until now. Now it all makes sense. Thanks a million (that is - if I had a million!! ) to all who replied. Like I always say "If your job was easy, everyone would want to do it."