1. Yes you can plug a refrigerator and a washing machine into the same circuit but this is not recommended because you don't want to trip the breaker and lose power to the fridge.
2. The laundry area still needs a 20 amp circuit run non-stop from the panel to a receptacle meant for the washing machine and connected to nothing else outside the laundry area.
States can help recovery from hurricanes and tornadoes by not requiring due digence or prompt and timely correction of substandard conditions, and by providing continued liability insurance where companies drop homeowners.