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Old 08-11-2008, 02:00 PM   #1
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Emergency Time Sensitive Post: Electrical fire qustion


My in-laws are on vacation, returning from Germany tonight (East Coast). Meanwhile, my sister in-law calls to say there was an electrical fire along a wall in the basement. The fire is out...the wall is done, but that's all the damage. The electricity is out in the house (shut off).

I can easily get to the house, trace the circuit and disco that breaker, before turning power back on, however, my question is what is the extent of the work that I should do, if they decide to call their Ins Co?

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Old 08-11-2008, 02:14 PM   #2
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Emergency Time Sensitive Post: Electrical fire qustion


My 0.2cents:

I think nothing until the insurance company/private adjuster makes their assessment or else you could be accused of covering something up like the faulty wiring if that is the case.

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Old 08-11-2008, 02:28 PM   #3
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Emergency Time Sensitive Post: Electrical fire qustion


that is really why I have to go and take a look (2hr drive), and let them know if they need to call Ins Co or not. I have not looked at their panel before, but it is 20yrs old...(should be ok, but stab lock outlets could be failing)
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Old 08-11-2008, 02:34 PM   #4
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Emergency Time Sensitive Post: Electrical fire qustion


Take lot's of photos. If the damage looks to be less $1000 then I would not file a claim.
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Old 08-11-2008, 04:02 PM   #5
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Emergency Time Sensitive Post: Electrical fire qustion


I don't know what kind of electrical knowledge you have but, When you say the word "fire" I think it's time to call a very qualified electrician.
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Old 08-11-2008, 06:24 PM   #6
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Emergency Time Sensitive Post: Electrical fire qustion


Well made it to the house, the romex inside the stairwell wall was resting against the AC lineset where the foam padding had slipped down over the years. The AC has been acting up on them all week and the hot line melted the romex causing the short. The fir damage is limited to one wall and insurance will not be needed. However, as a reflection of the XBOX generation of today, they continued to reset the breaker even though it tripped several times during the day (idiots)
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Old 08-11-2008, 06:35 PM   #7
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Emergency Time Sensitive Post: Electrical fire qustion


I believe that if you would have had to file a claim with the insurance company they would want a licensed electrician to do the work cuz they will need an etimate anyway.
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Old 08-11-2008, 06:37 PM   #8
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Emergency Time Sensitive Post: Electrical fire qustion


mahjohn, I would replace a much of the circuit (if not all) as I could. Better to be safe than sorry. As handypete says, this is time to call in a licensed electrician. That's why he (or she) has insurance. You wouldn't want the insurance company to try and play games if you needed to call them for something else. pete
PS - Your in-laws play xbox? I must be ancient then.....

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