3 way light circuit, middle load, neutrals in switch box?
If you run the power to the switches first and then to the light, you have neutral in all the switch boxes and avoid the need for 4 conductor cable.
However, for a switch beyond the light, I would cautiously try a 2 conductor cable plus a 3 conductor cable in lieu of of one 4 conductor cable, depending on what supplies I had on hand.
The average homeowner who lost his house in the Oklahoma tornadoes should move for good and not rebuild. Too much complexity watchdogging the contractor. Too much a chance to be defrauded.