I try to keep in mind that this is a Do It Yourself forum, not a Dont Do It Yourself forum. I have found most people asking questions here when given honest and inteligent answers, evaluate thier capabilities and make a decision based on the information they are given, some try it themselves, some call a pro. Sometimes I simply choose not to respond.
I do enjoy participating in this forum, as do other professionals, and I may not always be right, and I feel comfortable that most of the folks posting here would not jeapordize thier homes or families to save a buck. If I see something contrary to that, again I simply choose not to respond.