**UPDATE**
Furnace man left a while ago. The short of it is kennzz05 was right on. Its a plugged heat exchanger. Soooo carrier is fronting the bill for the furnace and I have to pay labor to have it put in. And whoever did the last install for the homeowners before me left the furnace "not up to code". I undersatand here in Michigan that it is against code to have the furnace filter behind a secondary housing that it should of had a special piece of pre-fabricated sheet metal to house the filter on the OUTSIDE of the furnace installed. So I will be out about $650 bucks JUST like kennzz05 said....were you the tech. that came out today?

J/K but that was some damn fine ballparking on what it would cost me.