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Old 03-06-2014, 08:17 AM   #1
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Question about Elevation on a remodel


Hello everybody, just registered on this forum for a question concerning remodeling an older home.
I live in S. Florida and been considering buying an older home on a canal with ocean access. The home has been remodel, but it still has room for improvement. In the long term, I would consider adding a second story to the existing dwelling, but before spending any money, I would like to know what can be done to prevent flooding in case of a hurricane.
Since it was originally built in 1955, there was no back fill used to rise the property elevation, and as it sits, it is a flood zone. There are no vacant lot in that area, so I would appreciate your opinions or idea on what are the options and costs...
Many thanks

Sk3

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Old 03-06-2014, 08:37 AM   #2
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Question about Elevation on a remodel


Going to be near impossible for anyone on any web site to be of much help on this one.
Need someone on site.
Lifting the house above the 100 year flood plane is the only right way I know of.
Adding a second story and lifting the house is going to cost more then just building a whole new house.

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Old 03-06-2014, 09:06 AM   #3
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Question about Elevation on a remodel


I had that feeling, I figured I would ask somebody with more experience..
Thanks!
sk3
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Old 03-06-2014, 09:51 AM   #4
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Question about Elevation on a remodel


Around here on the bay after the hurricane came in there was no building permits issues if it was going to cost more then 45 % of the value of the home.
Only way they would give you one is if you lifted the house above the flood plain.
Flood insurance went from $500.00 a year to $4800.00.
They got so tired of paying out claims some homes where bought out and torn down.
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Old 03-06-2014, 10:21 AM   #5
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Question about Elevation on a remodel


I am trying to figure out the best way of going forward. I have always wanted to live by the water, and to build my own house. The taxes on a new building are insane, that is way I was considering remodeling, but I would like to have the peace of mind of knowing that I am not going to loose the contents every time there is a hurricane..
Between taxes and insurance it is enough to discourage just about anybody...
Thanks for the help,

sk3
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