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Old 04-23-2013, 07:56 PM   #16
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hiring a licensed contractor without workers comp?


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Originally Posted by Nailbags View Post
That would not fly In Washington state. You hire a contractor he becomes your employee if he is behind on WC your on the hook for it. [/SIZE]
That wouldn't fly here either, although quite a few contractors attempt to pull it off here. I'm really surprised that the roofing company didn't have to pay back WC to the state with the few details Thurman provided. Having a liscense and liability insurance is only a minor fraction of the distinction between indep. contractor vs. employee.......

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Old 04-28-2013, 07:47 PM   #17
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hiring a licensed contractor without workers comp?


If he has plans of any employees on the job, make him supply the proof of coverage, even if it is specific for the duration of the job.
If not, hire a different contractor.

It is very easy for a small contractor to file for exemption with "no employees" (I don't have any today) and then hire the employees that must be covered.

And, just because someone mentioned Roofers. In California, the sole proprietor of a roofing contracting business (C-39 license), must always carry workmen's comp. They are specifically called out as non-exempt.
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Old 04-28-2013, 08:04 PM   #18
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hiring a licensed contractor without workers comp?


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Here is why 1 any and I mean any injury or accident from death to a stubbed toe rests on the shoulders of the home owner! That means if for some dumb reason god forbid death should happen to a worker or be hospitalized or what ever your home owners insurance pays the bill to their level of obligation your on the hook for the rest.
There are videos from WorksafeBC on youtube (they are a Canadian version of OSHA in a way) showing how serious accidents and fatal accidents happen so easily, they use reconstructions and more to show how they happened.
One that comes to mind is about a continuous gutter installing contractor installing gutters on an apartment building, they checked out the power lines going to the building and made sure to avoid them etc.
They had a 56 foot aluminum gutter, guy on the roof of this 3 story building had one end, guy on the other end was climbing the extension ladder with the other end.
They failed to notice the HIGH VOLTAGE power lines partially obscured by trees, as the guy ascended the ladder the other end of the gutter was cantilevered downward by the guy on the roof, it contacted the high voltage lines and the current went into the guy on the ladder since he was on a metal ladder holding an aluminum gutter with one hand. He fell off the ladder 22 feet to the concrete patio below and was killed.

Here's the video:


Well worth watching their other videos to see how easy it is to get into trouble, even finishing a driveway...


Last edited by RWolff; 04-28-2013 at 08:07 PM.
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