Originally Posted by colleen7560
We had an awful winter. Our house had alot of damage due to the ice dams. Multible rooms 3 floors. One particular section was in our kitchen. water came in through the ceiling and windows. The wood floor had water damage. We have pictures that show icsicles coming from behind the clapboard on the outside of the house ( inside behind kitchen cabnets). The water continued down to the basement. The isurance company finally came out and said that becasue a moisture light tool showed no moisture behind the walls all they have to do is fix the wall and paint. Our concern is mold and compromised insulation. Any thoughts????
There is no way they can determine the amount of moisture inside those walls
without cutting into it.
We are just finishing one of these projects up and a few things that we found
should make you press harder for some compensation.
The Ins.Co.'s Nationaly known remediation experts tried the same ploy on this HO.
They determined, by their moisture probe,that only a very small area of repairs
were needed.They did their testing weeks after the leaks occurred.
Once we opened the walls ,almost 2 months after the last leak, we found soaking wet
sheathing,and mold where they said it wouldn't be.
The laws in this state require any wallboard that has remained wet for 48hrs be
removed.If the wall wasn't opened immediately and the insulation pulled to dry
out the wall cavities your going to have mold.
Once the mold is present,it could spread to a point of rendering your home
unlivable.Then most Ins.Co.s won't cover your loses.
Good luck Colleen!