IRAs can be easily set up when you have the assistance of a professional. This person, usually a retirement specialist, personal banker or estate planner, knows to follow IRS rules regarding IRAs. The IRS rules about what can and cannot be done with IRAs... Read More »
Planning for retirement is of great concern for most people. Having the discipline to save today for tomorrows expenses is very tough for some people. One very popular investment vehicle used today is the individual retirement account, or IRA. The tax... Read More »
A Roth IRA (Individual Retirement Account) is one in which your contributions are taxed at your current tax rate, but the dividends that grow from those contributions won't be taxed when you withdraw them after the age of 59 1/2. Investing in a Roth IRA... Read More »
A self-directed IRA is a type of retirement account where you, the account holder, make all the decisions regarding investments. A competent accountant or tax professional may advise you of investment options, but you essentially call the shots. As with... Read More »
Nearing retirement, everyone begins to look closely at their funds. If you have IRA's, 401-k's and pension plans scattered all over, you may consider consolidating your accounts, if for no other reason than to save on annual fees. You cannot move a 401-k... Read More »
