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Hi, this is Jim DiVietri from Alight Home Mortgage in Lansing, Michigan on behalf of Expert Village. Another mortgage that has become popular is called the interest only loan. These are set up mostly on ARMs. They can be set up for a one year, three year... Read More »

How to Read Credit GraphsHow to Read Credit Graphs by Expert Village

Hi, this is Jim DiVietri from Alight Home Mortgage in Lansing, Michigan on behalf of Expert Village. Conventional loans are credit score driven. The information that you have on hand with your current mortgage, your property taxes and all this comes... Read More »

Hi, this is Jim DiVietri from Alight Home Mortgage in Lansing, Michigan on behalf of Expert Village. Again, what is negative amortization? This is something when you get into a loan like this you have to know. It does not take away from principle, in... Read More »

Hi, this is Jim DiVietri from Alight Home Mortgage in Lansing, Michigan on behalf of Expert Village. A good credit score or bad credit score puts you in two different categories on how to structure your loan. The first one is full doc. That is people... Read More »

It is relatively easy to refinance a car during its first 4 or 5 years of service, because a growing number of lenders are competing to acquire as much automobile financing "paper" as they can. Since car values are not nearly as volatile as boom-and-bust... Read More »