It's important to remember that closing costs and fees are going to be required to be paid by you at the time of closing, in addition to any down payment. These closing costs are going to be put on a form called a "HUD Statement", or a "Settlement... Read More »
Lenders must provide borrowers documentation by law, it's the Real Estate Settlement Procedures Act, disclosures associated with your loan. These disclosures are your Good Faith Estimate, your Truth In Lending, your Servicing Disclosure, and your... Read More »
Hi, I'm John Jackson from Remax Suburban in St. Louis, Missouri. I'm here today to talk about how to buy a house for Expert Village. Here in Missouri, title companies act as settlement agents. And I do know that around the United States and in Canada... Read More »
There are several tips to remember when obtaining your mortgage. The first is to close at the end of the month. Prepaid interest is going to be one of your closing costs. Prepaid interest is simply the interest that accrues on your loan from the time of... Read More »
Whether you're buying a new home or refinancing your current one, you can save a lot of money by knowing which lender fees you can negotiate. These finance charges can add up to a lot of money. Many times the lenders will waive them simply at your... Read More »
