Well I don’t know where you are reading this but I’m at my home in Vero Beach, Fl where the only way you can know that its winter is that neighbors you haven’t seen all summer all of a sudden show back up and the neighborhood and streets are full of cars with strange license plates from far away and foreign places like Rhode Island, Connecticut , and Canada. There are so many Canadians down here that they have their own banks. I don’t know what the banks do during the summer I guess they just sit